Introduction

Welcome to our Confluence space. This is where you can view all published versions of our standards for the Payment Initiation and Account Information APIs. We have also published supporting documentation to help inform understanding of the standards and how to utilise all the different functionalities.

Information on which version of the standards API Providers are currently using is available to registered Standards Users to assist with partnering. You can also get in touch directly with each API Provider to find out more.

These specifications are read-only and are publicly available so businesses can think about how they might be used as part of their customer solutions.

Only registered Standards Users of our API Centre have the right to use the standards and form bilateral agreements with other registered Standards Users. To find our more or to apply to become a Standards User, visit our API Centre website.

The 'NZ Banking Data API specification' defines the common elements applicable to both Payment Initiation and Account Information APIs. This includes defining the process through which a Third Party manages the consenting processes and forms the base of all specific functionality defined in the API specifications. 

The 'Security Profile' supports our published APIs and defines the security standards to be used for the API ecosystem. It sets out how a Third Party connects securely to API Providers and compliments the NZ Banking Data Specifications. The published security profiles support the corresponding published version of the standards up to v3.0.0 where the security profile is decoupled from the rest of the functional API specifications.

To view the API specifications, simply click the link for the documentation you’re interested in.