Contents

Version summary

The intention of both v2.2 & v2.3………..

PREVIOUS FOR V2.0 (TO BE DELETED)

The intention of Version 2.0 of the Account Information and Payments Initiation API standards is to unlock a range of additional functionality that has been requested by both API Providers and Third Parties.
The scope of the proposed v2.0 standard directly addresses feedback raised by the market with respect to the current v1.0 standards set. This feedback was received via:

• One-on-one feedback from the Pilot Development Partners,

• Findings of the Pilot Close Report,

• Discussions held with the API Working Group and Technical Sub-Group,

• Wider market engagement, including from two focus group sessions and ad-hoc engagement.

It is worth noting that the development of the proposed v2.0 commenced in April 2019 and has progressed with feedback and input from all registered Standards Users of the API Centre. This release candidate should be considered as being in draft format and it is open for industry feedback via the ‘feedback form' as below in the feedback section.

Functionality updates for v2.2 & v2.3

The below functionality has been highlighted as the key areas for development for v2.0.0 of the existing API standards. This functionality unlocks a wide range of use cases for API Providers and Third Parties, and is considered to bring the most value for the NZ ecosystem for the next iteration of the API standards.

v2.2

Mandatory Decoupled authentication flow

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Explaining decoupled authorisation flow (We used this page last time, might help to explain what this is this time around)

Mandatory Account Information resources

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v2.3

Mandatory Enduring Payment Content

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Explaining enduring payment consent (We used this page last time as well - might be useful in this situation